7828 NIAGARA AVENUE UNIT 322, TAMPA, FL, 33617
Active0 days on marketListed Aug 19, 2026MLS #TB8536578
About this home
7828 NIAGARA AVENUE UNIT 322
Virtually Staged. Welcome to this beautifully renovated, move-in ready condominium located in the gated River Oaks community in Tampa. This stylish 2-bedroom, 2-bath residence has been thoughtfully updated from top to bottom, offering modern finishes, exceptional value, and low-maintenance living. The spacious floor plan features a bright and inviting living area, an updated kitchen with brand-new appliances, refreshed cabinetry and finishes, and renovated bathrooms designed with today's buyer in mind. Fresh updates throughout create a clean, contemporary feel that is ready for you to enjoy from day one. Major system updates provide added peace of mind, including an HVAC system replaced in April 2021 and a water heater installed in February 2020. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this home offers the perfect combination of comfort and convenience. River Oaks is a gated community conveniently located near major highways, shopping, dining, the University of South Florida, Busch Gardens, Moffitt Cancer Center, AdventHealth Tampa, and downtown Tampa, making commuting and everyday living easy. Don't miss your opportunity to own this beautifully updated condo in a prime Tampa location. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
906
Sqft
0.02 ac
Lot size
1981
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,536 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,536/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.8%
Days on market
0 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the TAMPA 33617 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Brittany Huey
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7828 NIAGARA AVENUE UNIT 322 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7828 NIAGARA AVENUE UNIT 322 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Brittany's phone and CRM.
Straight answers
7828 NIAGARA AVENUE UNIT 322 FAQs
What would the monthly payment be for 7828 NIAGARA AVENUE UNIT 322?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,536/mo — principal and interest, the actual property-tax bill, the $315/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7828 NIAGARA AVENUE UNIT 322?+
The association fee works out to $315 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7828 NIAGARA AVENUE UNIT 322?+
The most recent tax bill on record (2025) was $1,352. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7828 NIAGARA AVENUE UNIT 322?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $149,900, this home is listed about 67% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7828 NIAGARA AVENUE UNIT 322?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of POWER REAL ESTATE GROUP LLC · Celina Weathersby. MLS #TB8536578.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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