434 NW 25TH STREET, GAINESVILLE, FL, 32607
Active6 days on marketListed Aug 10, 2026MLS #GC542564
About this home
434 NW 25TH STREET
Prime UF Location — Turnkey Investment or Owner-Occupant Opportunity. Just blocks from the University of Florida and UF Law, and walking distance to the stadium, this property has a long-established rental history and 100% area occupancy — making it an ideal short-term or year-round investment. Set on a quiet cul-de-sac on nearly a quarter acre, this 2-bedroom, 1-bathroom home is built of solid concrete block with a 50-year metal roof in 2010, updated HVAC in December 2017, original wood floors, fresh interior paint and an updated kitchen. A covered front porch and patio lead into the large Great Room, featuring wood floors, a gas fireplace with original brick mantle and tiled hearth and two picture windows overlooking the front yard. French doors open to a full-length, covered and screened rear porch — over 234 square feet, already vented and easily enclosed for additional air-conditioned living space. The eat-in kitchen features solid wood cabinets, extensive storage, updated stainless steel appliances and custom tile countertops and backsplash. A covered side porch with a separate entrance connects to an attached storage room/workshop — over 300 square feet with strong potential as a studio, office or third bedroom, with ample room for an additional bathroom. The two bedrooms and shared bathroom sit off the other side of the Great Room. The front bedroom offers updated blinds, a ceiling fan and a walk-in closet. The bathroom includes a laundry closet, floor-to-ceiling tile, a tub/shower with glass enclosure and a wood vanity with tiled countertop. The rear bedroom has an updated ceiling fan, wood floors, corner windows and its own entrance to the screened porch. Out back, a large paver patio overlooks the fenced yard. Beyond the unbeatable location near campus, the home is minutes from Westgate Publix Shopping Center, restaurants and shopping. With strong rental history in the area and clear upside in converting the screened porch and storage room into additional living space, this home offers both immediate cash flow and significant value-added potential.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,261
Sqft
0.23 ac
Lot size
1945
Year built
One
Levels
$377
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,581 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,581/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+85.2%
$/sqft vs Gainesville actives
$377 vs $200
Days on market
6 vs 46 typical
Where $377/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Terrace
Get to know Gainesville. See the full Gainesville guide →
Palm Terrace — neighborhood snapshot
Population
382
Median age
27
Median income
$74,018
Median home value
$280,100
Avg household
3
Households w/ children
14%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 434 NW 25TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$406,500
203 NW 25TH STREET · same community
4 bd · 2 ba · 1,727 sqft · $235/sqft · 12 DOM
Sold · Jan ’26$375,000
1418 NW 3RD AVENUE UNIT 303
2 bd · 3 ba · 1,248 sqft · $300/sqft · 24 DOM
Sold · Mar ’26$385,000
1418 NW 3RD AVENUE UNIT 304
2 bd · 3 ba · 1,248 sqft · $308/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Brittany Huey
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 434 NW 25TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 434 NW 25TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Brittany's phone and CRM.
Straight answers
434 NW 25TH STREET FAQs
What would the monthly payment be for 434 NW 25TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,581/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 434 NW 25TH STREET?+
The most recent tax bill on record (2025) was $4,971. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 434 NW 25TH STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $475,000, this home is listed about 59% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 434 NW 25TH STREET?+
Carolyn Beatrice Parker Elementary (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 165% above the GAINESVILLE 32607 median.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Gainesville market that averages 46 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ARISTA REALTY · Mike Hastings. MLS #GC542564.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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