
13951 HARBOR VIEW DRIVE, SEMINOLE, FL, 33776
Active1 days on marketListed Aug 12, 2026MLS #A4702752
About this home
13951 HARBOR VIEW DRIVE
Tucked away on a quiet cul-de-sac in Crossing at The Narrows, this 4-bedroom, 3-bath home offers something increasingly difficult to find in Seminole — a distinctive coastal setting, Intracoastal Waterway views, and a home with genuine character just minutes from the Gulf beaches. A wraparound porch sets the tone before you ever step inside. Recent improvements have given the home a fresh, move-in-ready feel, including new luxury flooring, new ceiling fans, and fresh interior and exterior paint. Inside, French doors, hardwood details and a wood-burning fireplace add warmth and personality, while the floor plan provides multiple living spaces and flexibility for everyday life, guests or working from home. Upstairs, the private observation deck is one of the home's standout features, offering views toward the Intracoastal Waterway and a peaceful place to enjoy morning coffee, an evening drink or Florida sunsets. Outside, the generous backyard offers plenty of room to create your own version of Florida living — entertaining space, gardens, play space or the addition of a future pool. What makes this property especially compelling is its location. Positioned near the end of the peninsula in an established coastal neighborhood, the home feels tucked away while remaining convenient to everything. Indian Shores and the Gulf beaches are just across the bridge, with boating, waterfront dining, parks, shopping and everyday conveniences all nearby. If you're looking for another cookie-cutter Florida home, this probably isn't it. But if you appreciate character, water views, a quiet cul-de-sac setting and a home that feels different from everything else you've been seeing, 13951 Harbor View Drive deserves a look. Be sure to view the property video for a closer look at the home and its unique coastal setting, then schedule your private showing to experience it in person.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,272
Sqft
0.23 ac
Lot size
1994
Year built
Two
Levels
$374
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,618 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,618/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.3%
$/sqft vs Seminole actives
$374 vs $244
Days on market
1 vs 46 typical
Where $374/sqft sits among the 278 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crossing At The Narrows
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Crossing At The Narrows — neighborhood snapshot
Population
458
Median age
53
Median income
$158,700
Median home value
$697,800
Avg household
3
Households w/ children
45%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
161 of 278
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13951 HARBOR VIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$820,000
13945 75TH AVENUE · same community
3 bd · 2.5 ba · 2,376 sqft · $345/sqft · 355 DOM
Sold · Nov ’25$750,000
7591 HARBOR VIEW WAY · same community
4 bd · 3 ba · 3,471 sqft · $216/sqft · 200 DOM
Sold · Oct ’25$815,000
512 173RD AVENUE E
3 bd · 2 ba · 2,286 sqft · $357/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Brittany Huey
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13951 HARBOR VIEW DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13951 HARBOR VIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Brittany's phone and CRM.
Straight answers
13951 HARBOR VIEW DRIVE FAQs
What would the monthly payment be for 13951 HARBOR VIEW DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,618/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13951 HARBOR VIEW DRIVE?+
The most recent tax bill on record (2024) was $6,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $849,900, this home is listed about 127% above the Seminole median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13951 HARBOR VIEW DRIVE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$849,900 runs 70% above the SEMINOLE 33776 median — but at 2,272 sqft it's also 64% larger than the typical Seminole listing.
02Fresh on the market
Only 1 day on market in a Seminole market that averages 46 — if it fits, move quickly.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SARASOTA CENT. · Chris Carpenter. MLS #A4702752.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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