14 LAFAYETTE STREET, BRADENTON, FL, 34208
Active74 days on marketListed Jun 1, 2026MLS #A4695454
About this home
14 LAFAYETTE STREET
Dreaming of a peaceful waterfront lifestyle just a short drive from the Gulf Coast's most beautiful beaches? Welcome home to this charming 2-bedroom, 1.5-bath residence nestled in a quaint and historic 55+ community, located only 12 miles from Anna Maria Island. This unique home is one of only five homes in this community with this special private waterway behind their property (198 homes in the community). This inviting home offers a rare combination of privacy and tranquility, featuring a secluded rear retreat with a serene freshwater stream and depending upon the tide level there is a small waterfall to enjoy from your deck. Relax on your private deck, complete with a versatile hot tub that's perfect for soothing soaks during cooler months and refreshing dips during the summer. Just four houses away from the large waterway where the Braden River empties into the Manatee River. A beautiful sight daytime and during sunsets. Inside, you'll find a spacious living room with a great water view from one window. There is a generously sized eat-in kitchen, providing comfortable spaces for everyday living and entertaining. Both bedrooms have good closet space. The home has been thoughtfully updated with a metal roof in 2020, HVAC system in 2024, whole house water filtration system, replacement of the main water supply line from the meter to the home and luxury vinyl plank flooring--offering peace of mind and modern comfort. Outside, convenience abounds with an extended carport on one side of the home and a dedicated covered golf cart parking on the other, along with a screened porch ideal for enjoying Florida's beautiful weather year-round. The community itself is a hidden gem, featuring a large 700 ft long fishing pier with a cleaning station. This seller says he has caught some amazing fish here. There are boat docks to accomodate approximately 40 boats and a welcoming atmosphere. Even better, the annual HOA fee is only $400 and boat dock rentals are available for just $300 year. Amenities for Park Residents include a boat launching ramp, wet docks and dry docs are available. Residents enjoy an active social calendar during the seasonal months. Ammenities include: A community center (which can be rented out by residents for gatherings), A cottage is available to rent for $65 a night for your overflow of guests when needed and an RV parking area. There is a Men's Clubhouse, Ladies Clubhouse and Shuffleboard Courts making it easy to meet neighbors and stay engaged. Whether you're seeking a year-round residence, seasonal getaway, or retirement retreat, this charming property offers exceptional value, natural beauty, and an unbeatable Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
974
Sqft
0.06 ac
Lot size
1925
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,892 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,892/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.8%
Days on market
74 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ayres Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Ayres Point — neighborhood snapshot
Population
2,684
Median age
27
Median income
$48,756
Median home value
$231,791
Avg household
3
Households w/ children
383
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Brittany Huey
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14 LAFAYETTE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 LAFAYETTE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Brittany's phone and CRM.
Straight answers
14 LAFAYETTE STREET FAQs
What would the monthly payment be for 14 LAFAYETTE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,892/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14 LAFAYETTE STREET?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14 LAFAYETTE STREET?+
The most recent tax bill on record (2025) was $2,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 LAFAYETTE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $234,900, this home is listed about 40% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14 LAFAYETTE STREET?+
Manatee Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34208 market on paper
$234,900 is 35% below the BRADENTON 34208 median of $359,000, and at $241/sqft it sits under the Bradenton average of $264.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $245,000, now $234,900 — a $10K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · Jenni Burnette. MLS #A4695454.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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